Insurance
Financial Policy


Financial Policy

We are committed to providing you the best possible care. In order to better serve you by keeping our overhead costs low, Berkshire Surgical Associates, P.C. has adopted the following financial policy.

Please read and familiarize yourself with this policy so that future misunderstandings regarding our billing and payment policy can be avoided. If you have questions, please do not hesitate to speak with the Billing office.

1. We participate most  insurance plans. All co-payments/deductibles will be collected at the time of service. You will be personally responsible for your charges until we receive a copy of your insurance card.

2. If we do not participate in your insurance plan, we will courtesy file and collect the deductible/co-payments at the time of service. If we have not heard from your insurance company after 45 days the bill is due and payment by you is expected immediately.

3. We will file motor vehicle accidents, as long as we have the necessary claim filing information within 30 days of any emergent surgery.  It is the patient’s responsibility to report the accident to their insurance carrier and provide Berkshire Surgical Associates with the corresponding claim information

4. Checks returned for non-sufficient funds must be paid in full within 10 days and subject to applicable fees, if not paid the account will be turned over to a collection agency immediately. This payment must be made in the form of cash, Visa, or MasterCard.

5. Past due accounts are subject to attorney’s fees, court costs, and other costs of collection.

Please note a surcharge may be applied for co-payments not paid on the date of service. This is an administrative fee for having to bill you.

Please remember: Your insurance is a contract between you, your employer, and your insurance company. You are personally responsible for any bill, or portion thereof, not paid by your insurance company.